News Page

5 Smart Summer Money Moves to Keep Your Finances on Track

Summer is here — and while you’re planning your family vacations and backyard barbecues, it’s also the perfect time to do a quick financial check-up. At Hammer Financial Group, we love helping our clients make confident money decisions all year long. Here are 5 easy steps to keep your finances healthy this summer and beyond.

✅ 1. Review Your Retirement Savings

Is your 401(k) or IRA on track to meet your goals? Summer is a great time to check your contributions, rebalance your investments, and make sure you’re maximizing any employer match. Small tweaks today can make a big difference tomorrow.

✅ 2. Do a Mid-Year Tax Check

No one wants a surprise tax bill. Look at your income, deductions, and withholdings now to avoid headaches later. A quick chat with a financial advisor can help you stay tax-smart and keep more money in your pocket.

✅ 3. Revisit Your Budget

Summer fun can add up fast. Take 30 minutes to review your spending and adjust for extra expenses like trips or kids’ activities. A little planning now can help you avoid credit card debt later.

✅ 4. Protect What Matters

Are your insurance policies up to date? Check your life insurance, homeowners, and auto coverage to make sure you’re fully protected. Life changes fast — make sure your policies keep up.

✅ 5. Talk to a Trusted Advisor

You don’t have to figure it all out alone. Our team at Hammer Financial Group is here to help you create a financial plan that works for you — today and for years to come.

Ready to take charge of your financial future?

Contact Hammer Financial Group today to schedule a summer financial check-up. Let’s make your money work smarter — so you can enjoy more of what matters most.

Click to check.

Overview

Location

Our Office

222 Indianapolis Blvd, Schererville, IN 46375, United States of America

Suite 201

SMS Terms & Conditions

Connect

Phone: 219-864-8266

Hours: Mon-Th: 9:00 AM - 5 PM

Closed on Fridays until 9/1/25

Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its corporate registered office in the State of Ohio. PCA and its representatives are in compliance with the current registration requirements imposed upon registered investment advisers by those states in which PCA maintains clients. PCA may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Any subsequent, direct communication by PCA with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. Hammer Financial Group] and PCA are separate, non- affiliated entities. PCA does not provide tax or legal advice.(Insurance, Medicare Supplements and Tax Services offered through Hammer Financial Group are not affiliated with PCA. Information received from this website should not be viewed as investment advice. Content may have been created by a Third Party and was not written or created by a PCA affiliated advisor and does not represent the views and opinions of PCA or its subsidiaries. This site may contain links to articles or other information that may be contained on a third-party website. PCA is not responsible for and does not control, adopt, or endorse any content contained on any third party website. For information pertaining to the registration status of PCA, please contact the firm or refer to the Investment Adviser Public Disclosure web site (www.adviserinfo.sec.gov). For additional information about PCA, including fees and services, send for our disclosure statement as set forth on Form ADV from PCA using the contact information herein. Please read the disclosure statement carefully before you invest or send money.

For more information regarding your advisor’s designations please review their ADV 2B for a detailed description.

For important information related to PCA, refer to the PCA’s Client Relationship Summary (Form CRS), Form ADV Part 2A and Privacy Notice by navigating to www.prosperitycapitaladvisors.com.

Scott Luecke offers Securities through Innovation Partners, LLC (IPLLC) Member of FINRA/SIPC. IPPLC is a registered broker dealer. Scott Luecke is aRegistered Representatives of Innovation Partners LLC. Check the background of this investment professional on FINRA's BrokerCheck. Hammer Financial Group and Innovation Partners LLC are not affiliated entities.

The information and opinions contained in any of the material requested from this firm or their materials/website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. The information is not affiliated with or endorsed by the U.S. Government or the federal Medicare program. You may be contacted by a licensed insurance agent. Calling the number above will direct you to a licensed insurance agent. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE.

Content, including images, displayed on this website is protected by copyright laws. Downloading, republication, retransmission or reproduction of content on this website is strictly prohibited

Share by: